How Bill Shield Works
Discover how PaySmile's Bill Shield keeps your essential bills paid and your life stress-free, even when unexpected financial challenges arise. With our innovative bill protection service, you can enjoy peace of mind knowing that your bills are covered, allowing you to focus on what matters most.
Get started in just 4 simple steps
Create Your Account
Sign up in seconds and get a secure wallet automatically created for you.
Choose Your Utility Plan
Select the bills you pay regularly — electricity, internet, Data subscription, Cable TV, or more — and decide how often you want them covered.
Fund & Lock Your Wallet
Deposit once for a fixed duration (3, 6, or 12 months). Your funds are safely locked to guarantee future bill payments.
Earn While You Wait
As your money stays locked, it grows — you earn rewards on your commitment over time.